How to Speed Up Your Land Registry Application (and Protect Your Mortgage Deal)
Waiting for HM Land Registry to process your property application can be frustrating — especially if you’re looking for a new mortgage!
At Celtic Finance, we regularly help clients avoid costly delays by expediting their Land Registry applications. Here’s how it works.
How Long Do Land Registry Applications Take? ⏱️
HM Land Registry times vary depending on what’s being registered, but as of late 2025, average processing times are:
Simple changes (like name updates): 1–3 months
Purchases or new titles: 6–12 months
Complex or new build registrations: up to 12–15 months
Some applications can even take over a year if there are title or boundary complications.
That’s a big issue if your mortgage offer or sale completion depends on registration being finished quickly.
When Can You Expedite a Land Registry Application? 🤔
You can request a free “expedite” (fast-track) if the delay would:
Put your mortgage or property sale at risk
Cause financial or personal hardship
If accepted, HM Land Registry aims to process the application within 10 working days — provided everything is in order and no extra information is needed. Most applications will complete within just a few days once the expedite request has been approved.
Who Can Request an Expedite? 👨🏻💼
🧑🏻⚖️Your solicitor or conveyancer – they submit the request directly through the Land Registry portal.
🙋🏻♂️You (the buyer, seller or applicant) – if you can provide supporting documents like your mortgage offer or sale contract.
🚀Your mortgage broker – We often come across cases where we need to expedite an application for clients, especially if the solicitor is unavailable or refusing. We do this for our clients at no added cost.
What You’ll Need 📚
To support an expedite request, you’ll need to provide:
⌛A valid reason (e.g. mortgage expiry date, sale deadline, unable to raise necessary funds)
📃Evidence such as your mortgage in principle, or proof of sale such as a memorandum of sale
✅A complete, error-free application (missing documents or errors will delay approval)
If the Land Registry accepts the request, most expedited cases are completed within 10 days, but often much sooner than this.
How Celtic Finance Can Help 🚀
As specialist mortgage brokers, we understand the full picture — from your mortgage timeline to the conveyancing process.
Here’s how we help speed things up:
Liaising with your solicitor to submit or chase an expedite request. Or, expediting the application ourselves.
Helping you prepare strong supporting documents.
Monitoring mortgage offer expiry dates to avoid problems.
Coordinating with lenders and Land Registry for quick turnaround.
Our proactive approach can mean the difference between a smooth completion and a delayed (or lost) mortgage deal.
Don’t Let Delays Derail Your Deal 🎢
If your property registration is stuck or your mortgage offer is close to expiring, talk to Celtic Finance today.
We’ll work directly with you and your solicitor to expedite your Land Registry application and keep your transaction moving.
