SPECIALIST FIRST CHARGES

lENDING FOR WHEN THE HIGHSTREET SAYS NO…

Specialist lenders can assist with complicated purchases or remortgages when the highstreet is unable to assist. Specialist lenders can provide a common-sense lending decision, looking at each client’s personal circumstances. We understand specialist lending, and will work with you to ensure you secure your mortgage offer as quickly and smoothly as possible!

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How a specialist mortgage can help…

  • No maximum loan-to-income restrictions

  • All property types considered (non-standard construction, semi-commercial, etc.)

  • No minimum credit score

  • Adverse credit acceptable (defaults, CCJs, IVAs, DMPs, etc.)

  • Use all types of income (100% of latest year’s income for self-employed, day-rate for contractors, zero hour contracts, benefits income, projected income, net profits, etc.)

  • High loan-to-value options, borrow up to 95% LTV

  • Quick, common-sense lenders

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